Hi , I'm Debra Kinard

Selecting the right health plan can be confusing, which is why I'm here to help. To get started, please contact me so we can review your health benefit needs. We have many health plans and I can help you find the right one.


To obtain the status of a submitted application, please contact me directly.

My Contact Information:

Tel: 866-628-5351
Fax: 706-355-3880
Email: dkinard@bcbsga.com
Mon - Fri 8am - 6pm

400-C Hawthorne Lane
Athens, GA 30606

License Number: 538704

 
 
 
 

Here are our most popular plans

  SmartSense POS Premier PPO Tonik BlueChoice High Deductible Health Plans Short-Term PPO SmartSense PPO SmartSense PPO with Comprehensive Rx
               
Plan Description These are our most affordable plans offering basic coverage. A choice of eight different deductibles lets you choose your level of savings. And no matter which plan you choose, each member will have coverage for his/her first three in-network doctor visits each year -- before you have to meet your plan’s deductible. You’ll also have coverage for generic drugs – with optional coverage available for brand name and specialty drugs. If you have young children or are planning to have a family you’ll find that Premier PPO health plans were created with your specific needs in mind. You’ll enjoy copays that are designed to be affordable for doctor visits, routine exams and other preventive care services, like an annual vision exam, as well as coverage for prescription drugs. Customize your ideal plan by choosing from six deductibles and adding optional maternity benefits. This plan provides great all-around coverage—preventive, emergency, prescription, vision and dental (but no maternity coverage)— with affordable premiums and a choice of three different copayment and deductible combinations to suit your lifestyle, risk factors and budget. High Deductible Health Plans (HDHPs) that meet certain requirements established by the U.S. Treasury Department are designed to work with tax-advantaged Health Savings Accounts (HSAs) to provide customers with flexibility and choice, along with financial incentives to become more involved health care consumers. Change is a part of life. And sometimes it can affect your health benefits. Like when you’re starting a new job and your health coverage hasn’t kicked in yet. For times like these, a Short-Term PPO plan can help fill the gap. You even have a choice of payment options! Just keep in mind that, because this policy offers coverage for a limited period of time, any illness, injury, or other condition you have or have had within the past 24 months may not be covered. Ask your sales representative for details. These are our most affordable plans offering basic coverage. A choice of six plans with six different deductibles lets you choose your level of savings. And no matter which plan you choose, each member will have coverage for his/her first three in-network doctor visits each year -- before you have to meet your plan’s deductible. You’ll also have coverage for generic drugs – with optional coverage available for brand name and specialty drugs. These are our most affordable plans offering basic coverage. A choice of six plans with six different deductibles lets you choose your level of savings. And no matter which plan you choose, each member will have coverage for his/her first three in-network doctor visits each year -- before you have to meet your plan’s deductible. You’ll also have coverage for generic drugs – with optional coverage available for brand name and specialty drugs.
Consumer Choice
               
Premium
Get a Quote Get a Quote Get a Quote Get a Quote Get a Quote Get a Quote Get a Quote
Click To Apply Apply Now Apply Now Apply Now Apply Now Apply Now Apply Now Apply Now
Additional Information
 
 
 
 

Additional coverage you may be interested in

Blue Choice Dental

According to the American Dental Hygienist Association, gum and tooth disease have been linked to a number of major health conditions like heart disease, stroke, respiratory disease and diabetes. That's why it's important to take good care of your oral health.

Term LIfe

We know it’s hard to plan for the unexpected. But we want to make it easy. By enrolling in Term Life Insurance through Greater Georgia Life (GGL), you are helping to secure your family’s future. After all, isn’t that what we ultimately live for?

Consumer Choice Option

Available for all PPO products for an additional 10% premium, this option allows members to nominate an out-of-network doctor or hospital to provide services to the member as though they were part of the network. Physicians must first accept BCBSGA reimbursement rates and utilization management then be approved before services are received.

 
 
Useful Links
Search for Doctors and Hospitals

Locate independently contracted participating doctors and hospitals in your area.

Search our Drug List

Preview one of our member tools. Use the drug list to determine drug status, cost and

Acrobat Reader

Download Acrobat Reader to view and print PDF Documents.

 
 
 
 
Apply Online
Click Here to Apply Online or Call Me and I’ll walk you through the enrollment process over the phone.